It’s not unusual to think about declaring bankruptcy at some point in your life. Debts build up over time, and when the amount you owe is so high that there’s no way you can pay it back, filing for bankruptcy can literally wipe the slate clean. Declaring bankruptcy takes the burden of debt away and gives you a fresh financial start.
A bankruptcy attorney is just a phone call away. Veteran Bankruptcy Attorney Charles H. Huber is an outstanding lawyer who brings more than 30 years of experience to your bankruptcy case. No one is more familiar than Charles is with what happens in St. Louis Bankruptcy Court. His skill and experience bring about positive outcomes for his clients.
Chapter 7 Bankruptcy or Chapter 13 Bankruptcy?
One question many clients ask is whether they should file a Chapter 7 Bankruptcy, or a Chapter 13 bankruptcy. In a Chapter 7 case, you discharge virtually all of your eligible debts in exchange for giving up your non-exempt property. If you file under Chapter 13, you repay a portion of your debt, and you get to keep your property. A repayment plan, approved by the court, gives you an extended period of time to pay a certain amount. In some situations, a Chapter 13 case can be converted to a Chapter 7 case.
Bankruptcy law is complex, but it’s second nature to attorney Charles H. Huber who has been practicing as a bankruptcy attorney in St. Ann MO for over 30 years . Charles analyzes your circumstances and explains your options. He answers your questions in plain terms that are easy to understand. Give Charles H. Huber a call today at 314-298-0305 to find out what filing for bankruptcy can do for you.